SEAT FINANCE PROTECTION

Life is full surprises and doesn’t always go to plan so it’s reassuring to know that, should the unexpected happen, we can offer a range of finance products to ensure your SEAT ownership experience runs smoothly.

FREE ENSURANCE

ENSURANCE - NOW FREE TO ALL SEAT CUSTOMERS FOR THREE YEARS!

Ensurance is SEAT’s accident and repair cover, which works alongside your main motor insurance policy to help you if your SEAT is damaged in an accident or stolen.

HOW FREE ENSURANCE WORKS

We understand that being involved in an accident and having to deal with lots of companies can be really stressful and time consuming. That’s why we’ve designed Ensurance to take care of everything for you. A dedicated claims manager will be available for you to contact 24 hours a day, they will look after the entire claim from start to finish – liaising with your motor insurer, any third parties and our SEAT Insurance approved repairers.

They will also arrange for your vehicle to be recovered and taken to a SEAT Insurance approved repairer to be repaired by SEAT trained technicians who will only use SEAT parts and paints. And where possible, we make sure that you are provided you with a courtesy car to keep you on the road.

And the best bit…… Ensurance is now free to all SEAT customers for three years.

Grey SEAT Tarraco parked on road crossing

MOTOR INSURANCE

Trying to think of every detail when you're renewing car insurance can be tricky. You won't really know if you've ticked all the boxes until something happens.

Trust SEAT to get it right. Our protection, benefits and service are every bit as good as our reputation. Detail is what we do best.

For more information on what's covered click here to find out more.

STANDARD FEATURES

Genuine SEAT parts and repairs guaranteed for three years
Guaranteed courtesy car
Recovery of your car after theft, vandalism or in the event of an accident
Driving other cars
Windscreen cover
Foreign travel
Personal accident
Luggage trailers
Legal expenses
Paper documents

If you are not ready to switch your insurance to us at the moment, then take advantage of our free Ensurance cover.

GAP INSURANCE

SEAT Insurance products are designed to ease the pain, ensuring that if the unforeseen happens you and your SEAT have the best protection available.

Our gap insurance (also known as guaranteed asset protection) helps to bridge the payment gap between the settlement amount from your motor insurer and the original purchase price of your car or the outstanding finance.

So if your car is written off, or stolen and not recovered, the additional worry of finding the money to purchase a replacement SEAT could be taken away.

We think you deserve another new SEAT if yours is no longer with us. So SEAT Insurance provides you with a range of cover to choose from:

1. RETURN TO INVOICE PRICE

Pays the difference between the original purchase price of your SEAT and the total loss settlement paid to you by your motor insurer.

2. OUTSTANDING FINANCE

Pays the difference between any outstanding finance (excluding any arrears) on your SEAT and the settlement paid to you by your motor insurer.

3. RETURN TO INVOICE PRICE AND OUTSTANDING FINANCE

Combines the advantages of return to invoice price and outstanding finance. Paying the difference between the total loss settlement paid by the motor insurer and the original purchase price or the amount required to settle the finance agreement, whichever is greater.

4. LEASE CHARGES

For vehicles financed on a contract hire agreement, lease charges pays the difference between the motor insurance payout and the amount required to settle the agreement.

The original purchase price includes all factory fitted accessories and any discount given but excludes SEAT dealer fitted extras or accessories, road fund licence, new vehicle registration fee, fuel, paintwork and/or upholstery protection kits, insurance premiums, warranty premiums and any such associated costs and any negative equity.

HOW DOES GAP INSURANCE WORK?

If, for example, you purchased a vehicle costing £15,000 and it is written off after 15 months, your motor insurer may only pay out the current market value which might be £11,000. To replace your SEAT with another model worth £15,000 you will need to find £4,000. However, with our return to invoice price cover we could pay you the missing £4,000.

With our outstanding finance product the gap insurance payment would only be sufficient to cover any charges (up to a maximum of £10,000) that would need to be paid in order to fully settle your finance agreement.

HOW CAN I ARRANGE GAP PROTECTION?

Arranging SEAT I gap insurance is really easy. Contact us at Sinclair and we can help you work out which level of cover is right for you. They can then set up your policy there and then.